UK financial advisers use Voyant and Timeline (£150+/month) to run Monte Carlo and historical crash tests on your SIPP and ISA pots. RetireStudio brings that exact cashflow stress-testing engine directly to DIY retirees for £0.
| Feature | RetireStudio (retirestudio.app) | Voyant / Timeline (Adviser Software) |
|---|---|---|
| 🌍 1-Click Geo-Arbitrage ("Live & Earn in X → Retire in Y") | 22 Countries (Portugal, Spain, Thailand, Japan, Mexico, UAE…) + Years Saved | Not Built-In (Requires Manual Expense Re-Entry) |
| Annual Subscription Cost | £0 / Free Forever | £1,800+ / year (Or 1% IFA AUM Fee) |
| 500-Run Monte Carlo Engine (P10/P50/P90) | Included Free | Included (Adviser License Required) |
| Historical Crisis Stress-Testing (1929–2008) | 1929, 1966, 1973, 2000 & 2008 + Guardrails | Historical Backtesting (Adviser Only) |
| Draggable Timeline Milestones & Custom Shocks | Included Free | Paid Tier Only |
| Multi-Currency & Live World Bank CPI Inflation | USD, EUR, GBP, CHF, CAD, AUD, SAR, AED (No Bank Login) | Adviser Setup Required |
| Instant URL Sharing & Year-by-Year CSV Ledger | Included Free (?plan= URL & CSV Export) | Adviser Reports Only |
Enter your numbers below to launch directly into the full interactive Monte Carlo & Historical Crisis Studio—100% free and saved automatically.